Our management teams are not forced to concentrate on a stock price or a quarterly dividend  payout.

Security Benefit is not a publicly traded company. Our management teams are therefore not forced to concentrate on a stock price or a quarterly dividend payout.

Instead, as a client-focused company, we put our clients' needs first and look beyond the close of the quarter. Rather than concentrating on the short-term expectations of shareholders and analysts, we
 

can direct our attention to our clients' long-term investment goals, and to building the products and services that will help them achieve those goals.

This approach has afforded Security Benefit one of the fastest rates of capital growth in the industry - up more than 500 percent over the past 10 years.*

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*Source: A.M. Best Ratings & Reports, July 8, 2002.

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